homer
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Post by homer on May 28, 2012 20:48:02 GMT 2
Please don't respond if you are just going to say something idiotic, having said that I know you will make a point to now.
Looking to invest in a conservative low-risk Bond Fund...With a relatively low buy in.
Does anyone who is successful have any advice?
Please don't respond if you hold a part time minimum wage job while living at home in your 5th or 6th year of attaining an associates degree. Or if you are on the Euro, unless your German.
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Post by augustkamppur on May 28, 2012 21:48:32 GMT 2
If market conditions continue to deteriorate right now, I would wait and buy preferred stock in a reputable company with a a good yield and chances of appreciation when things turn around (and they will even in the worst case scenario with QE measures).
Chances of appreciation+dividend are likely much higher than some "low-risk" Bond Fund with either a) terrible yield b) indebted government more likely to default than a solid company or c) overly complicated credit swaps we aren't privileged to understand because the information isn't really transparent.
I trade my own account for a living and I don't look at income from dividends to support myself, so this may not be helpful to you at all. It certainly is not investment advice for your situation.
That's just my $.02 on how I would try to generate a steadier income from the market for myself if that's what I did.
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sasper
A better forum warrior
Posts: 112
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Post by sasper on May 28, 2012 22:37:07 GMT 2
theres a magic secret, you do eeny meeny miny mo on the stock pages in the newspaper.
better advice than anything you will find here.
get a real job
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homer
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Post by homer on May 29, 2012 0:04:49 GMT 2
theres a magic secret, you do eeny meeny miny mo on the stock pages in the newspaper. better advice than anything you will find here. get a real job I have a job? Not looking to make a living off the market, it's a long-term investment. |
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Post by guest on May 29, 2012 0:31:52 GMT 2
Dear Homer -
If I remember correctly, you are in your mid to late 20s. You should be somewhat less conservative with your investment strategy at this point. The only exception would be if you need liquid funds in the near term, for something like a home or auto purchase. However, you said that it's a long-term investment.
Thus, if you're considering a long-term investment, a better option would be to buy into a diversified equity pool - such as an index fund. There may be year-to-year fluctuation in valuation, but the general trend over a long period of time exceeds inflation. Currently, interest rates are so low that any bond investment will be at or below inflation - unless you plan on a riskier (junk bond) purchase - at which point you would be safer to just go into a diversified fund.
Sincerely,
Superguest (Gainfully employed at roughly $140,000 USD annually - and no, I'm not making that up)
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homer
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Posts: 686
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Post by homer on May 29, 2012 1:26:14 GMT 2
Interesting I will look into Index Funds, thank you, I did want it to be liquid though because I may purchase a home soon and rent out extra bedrooms for more income, but then again that might take longer than expected.
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Post by drunken on May 29, 2012 2:20:26 GMT 2
Condoms
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Post by liger on May 29, 2012 5:00:09 GMT 2
homer if you are looking for low risk bonds and asking on a forum your best bet is just to pick a mutual fund or buy israeli bonds (every jew i know does....and we ctrl the media/money right?)
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homer
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Post by homer on May 29, 2012 5:03:04 GMT 2
yeah im going to pick a mutual fund, i just want to know what one to pick probably going to end up with a mutual fund. Which Israeli Bond do you recommend? That's not a bad idea!!!
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Post by enculator on May 29, 2012 12:10:28 GMT 2
what if the jews get nuked by iran ? looks pretty risky to me
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homer
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Post by homer on May 29, 2012 18:04:43 GMT 2
This is a good point Enculator, but that will just involve us nuking Iran, Russia nuking us, and us nuking Russia, and then we will all die, and my bonds won't matter, it's win-win.
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Post by cremisi on May 29, 2012 18:12:38 GMT 2
The market is in a very bad shape and its getting worse , invest in real estate or buy your self some oil with a drip on your shares .
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homer
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Posts: 686
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Post by homer on May 29, 2012 18:24:31 GMT 2
I am going to be buying real estate too.
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Post by grim on May 29, 2012 18:27:57 GMT 2
Buy lots of Nokia. Stock price is at an all time low but it will more than likely go up again in the future.
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homer
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Posts: 686
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Post by homer on May 29, 2012 18:32:36 GMT 2
Yeah I had my Nokia phone for almost 6 years and multiple drops before it even started malfunctioning, Samsung is shit.
are they coming out with any new advancements that matter?
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